Accountants for Small Business & Sole Traders

Run your business.
We'll handle
the money side.

No jargon. No nasty surprises. Just a friendly, reliable accounting team that keeps your business compliant, your taxes down, and your finances in great shape.

From £69
per month Fixed fee · No hidden costs · Cancel anytime
Making Tax Digital Ready
Free Initial Consultation
No Long-Term Contracts
Fixed Monthly Fees

Accounting that works for you

We started Beyond The Cloud so that small business owners get the same quality of financial support as big companies — without the big price tag or the confusing jargon.

No Long-Term Contracts

Stay because you love the service, not because you're tied in. Cancel anytime — no questions asked.

Always Here When You Need Us

Call, email, or WhatsApp us. We always get back to you within 24 hours — no chasing required.

We Speak Plain English

We explain your finances in a way that actually makes sense — no confusing jargon, ever.

Everything your business needs

From your first tax return to monthly management accounts — every part of your finances covered, with clear pricing and no nasty surprises.

Self assessment tax returns for small businesses
Self Assessment & Tax
Tax Returns Made Simple

Stop worrying about HMRC deadlines. We handle your tax return from start to finish — you just tell us what you earned. We'll make sure you're not paying a penny more than you need to.

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Bookkeeping services for small businesses
Bookkeeping
Keep Your Books in Order

No more shoeboxes of receipts or spreadsheet headaches. We keep your financial records neat and up to date, so you always know exactly where your business stands.

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Payroll services for small businesses
Payroll
Pay Your Team on Time, Every Time

Your staff are your biggest asset. We manage all the payroll admin — wages, tax deductions, payslips and pension contributions — so your team gets paid correctly every month.

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VAT returns and Making Tax Digital compliance
VAT Returns
Stay on Top of VAT

VAT doesn't have to be a headache. We calculate, prepare and submit your VAT returns on time, every time — keeping you fully compliant and penalty-free.

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Company accounts filed with Companies House
Company Accounts
Year End Accounts

Every limited company needs annual accounts filed with Companies House and HMRC. We take care of everything, meeting every deadline so you don't have to lift a finger.

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Monthly management accounts for business owners
Management Accounts
Know Your Numbers Monthly

Get a clear, plain-English snapshot of how your business is really performing each month. No jargon — just the key numbers you need to make smart decisions and grow with confidence.

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Business advisory services for SMEs
Business Advisory
Grow Your Business Smarter

Think of us as your part-time Finance Director. Whether you're planning to expand, take on staff, or just want to improve profitability — we're in your corner with honest, practical advice.

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Real businesses. Real results.

We work with contractors, developers, consultants and company directors across the UK.

Recruitment
★★★★★

"I was spending hours every month trying to stay on top of my books and tax. BTC took it all off my plate — my accounts are always up to date, my tax bill was lower than expected, and I actually understand my finances for the first time."

Property
★★★★★

"Managing the finances across multiple properties was a real headache. The team at BTC set up proper management accounts so I can see exactly how each project is performing. Genuinely changed how I run my business."

Construction
★★★★★

"Running a construction business means dealing with CIS, VAT and payroll all at once. BTC handle all of it without me having to chase them. They're responsive, straightforward and know their stuff — couldn't recommend them more."

★★★★★
5.0
Average rating across Google & Trustpilot
Join Our Happy Clients →
New Service

Need more than
an accountant?
Meet The Virtual FD.

A Finance Director gives your business the strategic financial leadership it needs to grow, raise money and make better decisions — without the £100,000+ salary of a full-time hire.

Full-time FD
£100k+
per year
The Virtual FD
From £499
per month
Explore The Virtual FD View Packages
Management Accounts
Monthly plain-English reports on how your business is really performing.
Cash Flow Forecasting
See cash problems coming weeks in advance — never get caught short again.
Board-Level Leadership
We attend your board meetings and present the numbers as your FD.
Fundraising Support
Investor-ready financials, models and board packs when you need to raise.
Free 30-minute discovery call
No commitment — we'll tell you honestly whether you need an FD right now.
Book a Call →

Your business deserves
better than a shoebox.

We started Beyond The Cloud because small business owners deserve the same quality of financial support as big companies — without the big price tag or the confusing jargon.

Fixed monthly feesKnow exactly what you pay every month. No surprises, no hidden extras.
Always easy to reachWhatsApp, phone or email — we'll always get back to you the same day.
Reports you can actually readWe explain your numbers in plain English so you can make confident decisions.
Your data is safe with usWe're fully GDPR compliant and use bank-grade security for all your financial data.
What's Included
Registered with HMRC & Companies House
Making Tax Digital compliant
Cloud software (Xero, QuickBooks, Sage)
Dedicated account manager
WhatsApp & same-day response
Free initial no-obligation consultation
Monthly management reports
No long-term contracts
Get a Free Quote →

One fixed fee. No surprises.

Choose the package that fits your business. All plans include a dedicated account manager, WhatsApp support and no long-term contracts. Not sure which is right for you? Just ask.

Sole Trader
Essential
Perfect for freelancers, self-employed individuals and sole traders
From
£69
/month
+ VAT
  • Self Assessment tax return
  • Bookkeeping & records
  • HMRC submissions
  • WhatsApp & email support
  • Cloud accounting software
  • Dedicated account manager
Get Started →
Growing Business
Premium
For businesses that need full financial oversight and strategic support
From
£199
/month
+ VAT
  • Everything in Professional
  • Monthly management accounts
  • Business advisory & financial planning
  • Payroll for unlimited employees
  • Quarterly financial review calls
  • Priority same-day response
Get Started →

All prices exclude VAT · Bespoke quotes available for complex businesses · Cancel anytime

We know your industry

We work with business owners across three industries every day. That means we already understand your specific challenges, tax obligations and pressure points — no learning curve required.

Accountant for recruitment consultants UK
Recruitment Consultants

Whether you're a sole trader placing candidates or running your own agency, we handle the tax complexities of commission-based income, IR35 considerations and contractor payments — so you can focus on placing great people.

IR35 Advice Commission Income Self Assessment
Accountant for property developers UK
Property Developers

From buy-to-let portfolios to development projects, we manage the financial complexity of property ownership — including SDLT planning, capital gains, rental income and project-level management accounts.

Capital Gains Rental Income Management Accounts
Accountant for construction companies UK CIS
Construction Companies

CIS, VAT reverse charge, subcontractor payments and project costing — construction accounting has more moving parts than most. We handle all of it, keeping you compliant and your cash flow healthy.

CIS Returns VAT Reverse Charge Payroll

Everything you want to know

Straightforward answers to the questions we hear most often.

Do I need to switch accountants at the end of the tax year?
No — you can switch at any time of year. We handle all the paperwork to notify HMRC and contact your previous accountant on your behalf. Most clients are fully up and running with us within a week.
What if I'm behind on my accounts?
Don't worry — you're not alone and it's nothing we haven't seen before. We'll assess where things stand, help you get up to date as quickly as possible, and put a proper system in place going forward. No judgement, just solutions.
Do you deal with HMRC on my behalf?
Yes, completely. Once you're a client we become your registered agent with HMRC. That means all correspondence, submissions and queries go through us — you won't need to deal with HMRC directly.
What's included in the monthly fee?
Everything you need for your package — no surprise invoices for a quick phone call or email. Your monthly fee covers all filings, submissions, your dedicated account manager and ongoing support. See our pricing above for a full breakdown.
How quickly will you respond to my questions?
We aim to respond to all queries within 24 hours — and usually much faster via WhatsApp. You'll have a named account manager who knows your business, so you're never explaining yourself from scratch.
Do you work with limited companies as well as sole traders?
Yes — we work with sole traders, limited companies, contractors, property investors and SMEs across the UK. Whatever your structure, we have a package to suit and the expertise to match.
Are your fees tax deductible?
Yes. Accountancy fees are an allowable business expense, meaning you can deduct them from your taxable profits. In practice, this means your accounting costs you less than the headline fee once the tax saving is factored in.
Is there a contract or minimum term?
No long-term contracts. We work on a rolling monthly basis — you stay because you value the service, not because you're tied in. That said, most of our clients stay with us for years once they see the difference.

Changing is easier
than you think

Most business owners put off switching accountants because they think it's complicated. It isn't — we handle everything for you. The whole process typically takes less than a week and you won't need to do anything except sign a couple of forms.

1
Book a free consultation We'll have a quick call to understand your business and confirm we're the right fit.
2
We contact your old accountant We request all your records and information directly — you don't have to do a thing.
3
We notify HMRC We register as your new agent with HMRC so all correspondence comes straight to us.
4
You're up and running Within a week you'll have a fully onboarded account and a named manager looking after your finances.
Our Switching Guarantee
We handle everything We contact your previous accountant, retrieve your records and deal with HMRC — you won't need to lift a finger.
No gap in compliance We make sure there are no missed deadlines or lapses in your filings during the transition — your compliance stays fully covered.
Behind on your accounts? No problem We've helped plenty of business owners get back on track. We'll assess where things stand and get everything up to date quickly and without fuss.
Free initial consultation No commitment, no cost. We'll spend 30 minutes with you, understand your situation and give you a clear quote before you decide anything.
Start the Switch →

Let's have a
quick chat

Not sure where to start? That's completely fine. Give us your details and we'll give you a free, no-obligation call to understand your business and explain how we can help.

Accounts@btcconsultants.co.uk
+44 7418 634103
Chat with us on WhatsApp
Free no-obligation consultation

We'll spend 30 minutes understanding your business and give you a clear quote — no pressure, no commitment.

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